dare to be different

I Bit the Bullet

I took a plunge. I dove in head first. I sealed the deal. What does this all mean?

I made an investment of sorts. One that could potentially build wealth or it could do the opposite and drain the bank. One of those things you never know when you take an investment plunge. I guess that’s part of the allure for some.

Opportunity knocked and due diligence was done. Pandemic or not, opportunity is still abundant even if not all can see it. Not all ended the way I envisioned but the deal was done with mild hesitation.

Will my hang ups on the front end of deal be a hindrance in the long run or was it just part of the process? Only time will tell.

Speaking of time we are in the midst of so much uncertainty in the environment that the timing of such non-traditional investments can cause eye rolls. Should we conduct business? Should we freeze spending? Should we buy low in hopes of a big return on investment? Should we save for a rainy day? So many questions.

Many people will have many different answers on the above. For me I go with my gut. If it feels good, I go for it. If not, I’ll wait for the next chance. In this instance I dug deep and went for it. I took note of short-term conflicts and pressed forward focusing on the horizon or what lies ahead.

Nobody my age has lived through a pandemic thus it’s impossible to know right from wrong when it comes to tough decisions these days. One thing I am sure of: if you don’t take a risk you can never garner the rewards. You will always miss 100% of the shots you never act upon.

For today I will live as if tomorrow is not promised. If tomorrow is here I will hopefully be standing on higher ground. Wish me luck as I step into a new investment arena. I will be singing “it’s Corona time!” in a few years or drowning my sorrows in Corona saying I guess I learned a pandemic lesson.

See you on the flip side.

perspective

Value

I have thought a lot about value in the past few weeks. A few articles I have read, some life experiences and then some other circumstances pushed the value proposition in front of my eyes again. Below is my take on my value perception today.

My first note is relating to essential jobs and the current state of the employment scenario. Many teachers, caregivers, grocery clerks, nurses, among others are female. It appears there is a shift in roles on the employment side that reflect more women in the workplace are noted as essential. How do we value these roles and the dual nature still expected on the home front as teacher and cook and so on? My perception is many overlook this value on the home front. I could be wrong or I should say I hope I am wrong but time will tell.

Next up is the value of independence. My perceived value of independence is off the charts. When it comes to my kids I think they need to be self-reliant when they enter adulthood. They need to independently seek answers to find solutions to problems they didn’t anticipate in life. This is ever so important now because we are in unprecedented times. There is no roadmap. We need to teach our kids to bend and flex so they have value in times like this.

A different example of independence would be relating to getting time to do things on your own. Being able to spend money on your own. Make decisions independently. Whether you you are a homemaker, student, or bread winner in your family having the opportunity to spend independently has value. Limits can be set on amounts but there is a huge value in independence from a financial or recreational perspective.

Moving on, self worth is an area some overlook. The value set on oneself is extremely important. In a household, if one spouse devalues another there is a rippling effect that can take shape amongst the ranks of a family. Each person within a family needs to know their value. Each amount may be different but if one doesn’t articulate their value it could be overlooked.

This has surfaced a few times for me when I look at role reversal during corona. A once male-dominated family may be more reliant on the female spouse income during this turbulent time. That is a big value in that family now, to maybe have health insurance and steady income from the grocery clerk job. That value might have been overlooked in the past or maybe thought of as a hobby. Either way it should be noted even if temporary.

Finally, self care including fitness, friendships, healthy eating and so on. Self care ties into so many aspects of life. One must feel good in their own skin to support others. One must be in good mental, physical and emotional shape to endure critical times such as corona that make one dig deep to navigate troubled waters. Self care has a value that many overlook. Poor decisions in the past may lead to painful times today. Don’t underestimate the value of self care especially in today’s environmental conditions.

Value is everywhere. The examples above are not all-inclusive. Look around your world and define not only your value but those around you. Think about independence, self care, contributions and communicate with your tribe. Set a plan for yourself in the not-so-distant future to grow your personal value. Share your growth with others.

Don’t be a discount coupon in life. Don’t let somebody redeem a lesser value for you. Demand premium value for you. You are always worth top dollar!

hustle

Take the Class

When is it too late to take that extra continuing education class? Is there ever a too late time clock?

I don’t think so. I glance around and see many 40-55 year old guys wasting a lot of time playing what I call mindless video games. You know the ones with clans and farms and other stuff. (Sorry If this offends you). Maybe it helps with their tracking abilities or hand eye coordination?

But maybe it will hinder their vision in the long run. Or maybe it will separate them from loved ones since it’s a party of one activity.

If these same guys decided to invest in themselves via online courses, could they be better providers for their families? Could they be engaging or stimulating their brain to help ward off the aging process?

There are many ways to grow personally and professionally but how many actually take the time once they hit a cushy spot in their career or a certain age where one feels it no longer matters?

Teachers, hair stylists, real estate professionals, attorneys, among others need credit hours showing development after their career has launched. How many fields don’t have this requirement? Who holds you accountable to grow?

You my friend hold yourself accountable. All day everyday. If you want to excel or be noted as a top achiever in your field you need to evolve. Don’t just collect a paycheck. Push yourself. Learn something new within your organization.

Test your limits. You will never know how far you can go if you never try. This post is dedicated to all those middle aged guys and gals who think they are too old or set in their ways to step out of their comfort zone.

Take the class! It could be a photography class for a new hobby. It could be the real estate class to start a side hustle. It could be a scuba diving class to learn something you always wanted to.

Just take the class and do it again next year. You might surprise yourself and those around you. You might even inspire another and start a chain reaction.

As I wrote this blog I received an article about financial literacy in adults. It mentioned nearly two thirds of American adults would struggle to pass a financial literacy test. This is further confirmation of take the class!

Take a financial class. A budgeting class. Many are available online for free. You can’t beat free. Making self education a best practice sounds like a smart choice to make.

Take the class and let us know how it goes. We know it will be beneficial. Sorry in advance for picking on guys in this post. It may seem sexist and maybe it is but generally speaking guys play mindless video games more than women.

Think sharper. Work faster. Feel better.

Another health and wealth tidbit from 2 chicks.